I am a hard-core budgeter.
I want to be a hard-core budgeter.
Instead, I’m a baby budgeter who generally makes three or four mess ups a month.
I don’t use any kind of software for my budgeting, mostly because all of the many I’ve tried are terrible and just don’t work for me.
I always stick away the cash for known expenses and then portion out the rest of my money every month.
Unfortunately, I find myself borrowing from one portion because the next isn’t balancing out the way it should so my budget is never the same from one month to the next.
I’d love to be the hardcore budgeter who comes i under budget, never mind on target.
But, I need some time to get there.
What’s your favourite budgeting tip?